hasOne 一对一的创建接口，Api前后端分离开发中，你们是分成两个接口设计还是一个接口判断

我目前是这样子的，在一个接口中通过判断来进行create还是update
但是有一种感觉这样不太合理，不知道是否有必要分成store和update

class PayeeInformationController extends Controller
{
    public function store(PayeeInformationRequest $request): PayeeInformationResource
    {
        $user = auth()->user();
        $data = [
            'name' => $request->name,
            'qq' => $request->qq,
            'wx' => $request->wx,
            'bank' => $request->bank,
            'bank_branch' => $request->bank_branch,
            'card_number' => $request->card_number,
            'alipay_account' => $request->alipay_account,
            'alipay_qrcode' => $request->alipay_qrcode,
            'wx_qrcode' => $request->wx_qrcode,
        ];

        if(!$user->payeeInformation) { // 通过属性来判断，你们有没有更好的办法
            $payeeInformation = $user->payeeInformation()->create($data);
        }else {
            $user->payeeInformation->fill($data);
            $user->payeeInformation->save();
            $payeeInformation = $user->payeeInformation;
        }

        return new PayeeInformationResource($payeeInformation);

    }
}

 // 保存用户收款信息
Route::post('payee_information', [PayeeInformationController::class, 'store'])->name('payee_information.store');
// 接口因为是当前用户获取的，没有传ID感觉有点奇怪
Route::get('payee_information', [PayeeInformationController::class, 'show'])->name('payee_information.show');

<?php

namespace App\Http\Controllers\Api;

use App\Http\Controllers\Controller;
use Illuminate\Http\Request;
use App\Http\Requests\Api\PayeeInformationRequest;
use App\Http\Resources\PayeeInformationResource;
use App\Models\User;

class PayeeInformationController extends Controller
{
    public function store(PayeeInformationRequest $request): PayeeInformationResource
    {
        $user = auth()->user();
        $data = [
            'name' => $request->name,
            'qq' => $request->qq,
            'wx' => $request->wx,
            'bank' => $request->bank,
            'bank_branch' => $request->bank_branch,
            'card_number' => $request->card_number,
            'alipay_account' => $request->alipay_account,
            'alipay_qrcode' => $request->alipay_qrcode,
            'wx_qrcode' => $request->wx_qrcode,
        ];

        if(!$user->payeeInformation()->exists()) {
            $payeeInformation = $user->payeeInformation()->create($data);
        }else {
            $user->payeeInformation->update($data);
            $payeeInformation = $user->payeeInformation;
        }

        return new PayeeInformationResource($payeeInformation);

    }

    public function show(Request $request): PayeeInformationResource
    {
        $user = auth()->user();
        if(!$user->payeeInformation()->exists()) {
            // 没有对应的收款信息的时候，直接返回404，你们是怎么做的，类似这种情况有没有更好的办法
            abort(404, '收款信息还未创建'); 
        }else {
            return new PayeeInformationResource($request->user()->payeeInformation);
        }
    }
}